Instant Loan Without BVN In Nigeria 2023

Instant Loan Without BVN In Nigeria 2023

We often need a loan because of the situation we found ourselves in. So, do you need a fast loan without BVN?  If yes, then we are here to tell you that it is very impossible to access loans in Nigeria without providing your Bank Verification Number.

Although, there are few financial platforms in Nigeria that give loans without these requirements. These loan apps have different kinds of loans ranging from short-term loans, personal loans, business loans, and instant loans.

Also, you need to know that apart from not needing your BVN. There are other terms and conditions for loan applications. Therefore, in this article., we are going to highlight all those loan apps and their term.

About BVN

There is no Nigerian, who have not heard of the phrase BVN. But, in case, this is the first time you are hearing it. We are going to drop a brief introduction about it.

What is BVN?

BVN is a short phrase for the word Bank Verification Number. This is a unique 11-digit number that is given to each person who has an account with a bank in Nigeria. This was introduced by CBN to increase security in our banking sector.

When was BVN Introduced in Nigeria?

The Central Bank of Nigeria created and started the use of BVN on February 14, 2014. The main aim of its creation is to reduce fraud across the Nigerian banking industries.

How to Check My BVN Number

Go to your phone and dial *565*0# ( Do this with the phone number you used during the BVN registration). Your BVN will appear on your screen shortly. Kindly, note that there are charges for this.

 Loan App Without BVN In Nigeria 2023

There are loan apps that offer loans with BVN. So, below is the list of some of the platforms where you can get instant loans without BVN in Nigeria.

1. QuickCheck Loan App

This app has made it very easy for people to get loans without providing their BVN numbers. All you need is a working smartphone like an Android or iPhone. Then, go to your google play store or App Store and search for Quickcheck loan. Download the app and create an account with them.

Also, you can head over to their website at and apply for the loan thereby creating an account with them. Quickcheck offers loans ranging from 1,500 to 500,000 only with just a 1% interest rate per day.

2. Branch Loan App

This is another top and leading loan company. They launched their app in 2015 but started operating fully in 2017. It is an instant loan app where you get easily get loans to pay for your petty bills. Their loan limit is set at ₦500,000.

To get a loan on the Branch app. Download the app on your phone, create an account, and head over to apply for a loan., These loans are given to you immediately without the request of your BVN. You can use their website to apply for this Loan too. Go to and apply.

3. Aella Credit Loan App

Aella Credit is where loan seekers borrow money from too without providing their Bank Verification Number. They can give their user an amount ranging from N2,000 to N1,000,000. Aella Credit can deliver the money you borrowed to your bank account within 20 minutes after applying for it.  They are very fast and legit.

4. Carbon Loan App

This company was formally called Paylater. Carbon loan is owned by the One Finance & Investment Limited company. They offer loans to their end user. The maximum they can allow you to borrow is  N1,000,000. Within 3 to 5 minutes of applying for the loan, you will get the money. Also, know that you need to repay this loan within 3-4 months with interest.

5. OKash Loan App

OKash is owned and operated by Blue Ridge Microfinance Bank Ltd. There is one of the popular loan apps in Nigeira. This is due to the fact that the loan can be accessed with Opay mobile app. To apply for Okash loans, head to your app store with your phone and download the Okash app. Register and create an account, then submit your loan application.

6. JumiaOne Loan App

With JumiaOne you can borrow without providing your BVN. Go to your Jumia app and search for the financial Services category and click on ‘Loans’. Then, provide the details needed there and borrow the money you need instantly.

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These listed platforms above give their users loans by asking them to provide BVN. Although, we advise you always read their term and condition before applying for these loans. So, if you have any questions about Instant Loan App Without BVN In Nigeria 2023, use the comment box below. Do not forget to share with your friends and family through WhatsApp, Twitter, and Facebook.

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